DeFi Lending Sets New Record in June for Active Loans and TVL
The post DeFi Lending Sets New Record in June for Active Loans and TVL appeared on BitcoinEthereumNews.com.
DeFi lending has hit several new milestones in June. While most of the market’s attention is on institutional investors accumulating Bitcoin, capital continues to flow steadily and quietly into lending protocols. This trend creates opportunities for investors but also places growing responsibility on these protocols as they manage an increasing volume of funds. Active Loans Reach All-Time High in June According to data from DefiLlama, as of June, the total value locked (TVL) in lending protocols surpassed $55 billion, the highest level in DeFi’s history. This figure includes all assets locked in DeFi lending platforms. It covers both assets deposited by lenders and collateral provided by borrowers. Total Value Locked in Lending Protocols. Source: DefiLlama Although TVL declined during the first three months of the year due to external concerns such as tariff wars, it quickly rebounded. The rising numbers reflect growing investor confidence in earning yield through lending. In addition, data from Token Terminal shows that active loans reached $26.3 billion as of June 2025. This is the highest value ever recorded in the sector’s history. It represents the total value of loans borrowed by users from DeFi lending protocols. Total Value of Active Loans. Source: Token Terminal The breakdown of active loans reveals that Aave dominates the market with $16.5 billion in active loans, over 60% of the total. Morpho ranks second with $2.2 billion, followed by Spark with $1.6 billion. While Aave’s dominance shows strong user trust in the platform, it also means that any technical failure, security breach, or legal action against Aave could trigger a domino effect. Booming Lending Demand Brings Growing Risk The recent growth of high-yield stablecoins has helped attract more capital into lending protocols. Stablecoins like USDT, USDC, and DAI are designed to maintain a stable value. This reduces price volatility compared…
