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I have $50,000 in credit-card debt after my divorce, but received $30,000 after a car wreck. Do I buy a used Lexus?

I have $50,000 in credit-card debt after my divorce, but received $30,000 after a car wreck. Do I buy a used Lexus?
“I previously drove a fully loaded BMW X7, and driving a used Lexus feels like a big drop.”
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