SEC Signals On-Chain Shift as Congress Pushes Bitcoin in 401(k)s

SEC Signals On-Chain Shift as Congress Pushes Bitcoin in 401(k)s

The post SEC Signals On-Chain Shift as Congress Pushes Bitcoin in 401(k)s appeared on BitcoinEthereumNews.com.

The SEC is advancing on-chain markets by promoting tokenized securities for greater efficiency and transparency in U.S. financial systems. Chair Paul Atkins leads this shift, supporting innovations like the DTC pilot while safeguarding investors. Meanwhile, Congress advocates for Bitcoin inclusion in 401(k) plans to expand retirement asset options. SEC Chair Paul Atkins champions on-chain securities to streamline U.S. markets with faster settlements and enhanced transparency. The DTC pilot enables tokenized securities transfers to registered wallets, improving predictability and recordkeeping in trading. Congress, via the House Financial Services Committee, presses the SEC to permit Bitcoin and crypto in 401(k)s, citing Trump’s 2025 executive order on alternative assets. Discover how SEC on-chain markets and Bitcoin in 401(k)s are reshaping U.S. finance for better transparency and investor access. Explore the latest regulatory shifts driving crypto adoption today. What is the SEC’s Strategy for On-Chain Markets? SEC on-chain markets represent a transformative approach to securities trading, leveraging blockchain technology for instantaneous settlements, immutable records, and reduced intermediaries. Under Chair Paul Atkins, the SEC is prioritizing this innovation to modernize U.S. financial infrastructure while upholding investor protections. Key initiatives focus on tokenizing traditional securities, enabling seamless digital transfers without compromising regulatory oversight. How Does the DTC Pilot Advance Tokenized Securities? The Depository Trust Company (DTC) pilot, approved via a no-action letter from the SEC’s Division of Trading and Markets, allows participants to transfer tokenized securities directly to registered digital wallets. This program ensures that every transaction is officially recorded by DTC, maintaining the integrity of ownership and settlement processes. According to SEC statements, this step enhances market predictability by bridging traditional finance with blockchain capabilities, potentially cutting settlement times from days to seconds. Industry experts, including those from the Blockchain Association, note that such pilots could reduce operational costs by up to 50% for market…